Our comprehensive park home insurance is specially designed for owners of park homes of all ages (from first time buyers through to those enjoying the ideal retirement) and covers the park home, any ancillary domestic outbuildings, fixed storage chalets, steps, balconies, patios, skirting and associated fences and gates.
Our partner - Shield Total Insurance - is one of the fastest growing providers of residential park home insurance in the UK and pride itself in both customer service and claims handling. All park home claims are handled by an experienced and specially trained team.
A park home (also referred to as a residential caravan or mobile home) can be defined as a structure designed for residential purposes which meets the specification of British Standard 3632 and is pre-fabricated either in parts or as a whole and is assembled and sited in accordance with the manufacturer's instructions. (All residential park homes should be designed and built to British Standard 3632 to ensure that the park home meets health and safety standards and is both weather resistant and structurally sound in its construction).
You may be looking to compare park home insurance prices against that provided by your current park home insurer. We are confident our prices speak for themselves, so please take the opportunity to get an instant park home insurance online quote today. You could be pleasantly surprised by just how much you could save.
Park home insurance policy benefits include:
- Storm or flood
- Theft or attempted theft
- Malicious acts or vandalism
- Fire, smoke, explosion, lightning and earthquake
- Subsidence, heave or landslip of the land or pitch on which your park home stands
- Escape of water or oil from any domestic water or heating installation
- "Loss of use" cover if the park home becomes inhabitable following loss or damage by an insured peril (up to 10% of the total sum insured on your park home)
- Sum insured on contents automatically increased by 10% in December and/or within 30 days of the wedding of you or a member of your family
- Up to £5Million public liability cover
Plus we offer a number of additional covers to suit your individual needs e.g. an accidental damage extension and "cover away from your park home" (for personal belongings, loss of money, pedal cycles and wheelchairs).
See just how much you could save – get a Park Home insurance quote today!
Optional extras available
We are pleased to offer new, competitively priced, options:
Legal expenses cover ( £15 per annum )
If you ever need to get legal advice you'll have 24-hour access to a team of experts so you can chat through any private legal issues with them in confidence. And if you have a case for a claim for something like faulty goods or services, or employment disputes, we'll pay up to £50,000 of your legal costs.
Your £50,000 legal fees could be used to claim for:
- Personal injury or death
- Infringements of your legal rights arising from owning or occupying your main residence or holiday home
- Problems arising from the purchase or sale of your main residence or holiday home
- Property disputes concerning your residence or holiday home
- Consumer disputes including hire, leasing, sale or purchase of any goods and services for private or personal use
- Breach of contract of employment with your employer including unfair dismissal
This protection is extended to cover anyone who lives with you in your permanent place of residence: your spouse or partner; your parents; your parents-in-law; your children under the age of 21.
Key protection ( £9.00 per annum )
Boomerang-Tag has been specially designed to look after you should any of your keys be lost, stolen or broken. It is a high quality key fob with a unique reference number and the offer of a £10 reward to the finder if your keys are found.
Our experience suggests that it can cost as much as £600 to have a new lock fitted on your car and £300 for your home and much the same for your holiday caravan. With your Boomerang-Tag you can protect your no claims discount under your other policies should your keys be lost, stolen or broken and there is no excess to pay! At a cost of £10 we believe the Boomerang-Tag offers great protection at excellent value.
What is covered?:
- All the keys attached to the fob are covered, for example keys to your car, home, office and caravan
- You have £1,500 worth of cover per year
- You will be covered for locksmith charges, replacement locks and keys, reprogramming immobilisers, infra-red handsets and alarms if the keys are lost or stolen.
- Your "no claims bonus" on your other insurance policies will not be affected if you make a claim on this policy
- You will not be asked to pay an excess as is common with many insurance policies
- You are also covered for the cost of onward transport and a hire car if you are stranded or your car is unusable as a result of lost, stolen or broken keys
- There is no limit to the number of claims you may make
- There is a 24-hour Emergency Help-line 365 days a year
Statistics show that there is a 90% chance that your keys will be recovered.
Extended warranty
Covers:
- Failure of electrical and mechanical components including: braking systems; chassis; auxiliary electrics; cooker; fridge; heating system and water system
- Repairs to GRP and plastic panels fitted by the manufacturer (including water ingress and de-lamination for caravans up to 7 years old)
Get a Park Home insurance quote online today!
For Park Home Insurance enquiries please call Shield on: 08448 246 314
Alan Rogers Insurance Services is a trading name of Mark Hammerton Travel Ltd, who are an Appointed Representative of ITC Compliance Ltd (FSA Registered Number 313486), who are authorized and regulated by the Financial Services Authority. ITC Compliance Ltd's registered office is 1 Charnwood House, Marsh Road, Bristol, BS3 2NA.
